One Of Our Core Principles:
Reasonable Rate of Return**
Reasonable Rate of Return** In Retirement
We try to assist our clients in earning a reasonable rate of return** in retirement. Investing in the stock market yields high returns, but entails significant risk. As a result, many retirees seek ways to keep their money safe while continuing to earn a reasonable rate of return** over time. When it comes to retirement income options it’s important to have both protection and potential growth. For example, some insurance policies and annuity products provide both principle protection and the opportunity for a reasonable rate of return.**
Fixed Indexed Annuities
Although interest rates fluctuate, a fixed indexed annuity (FIA) normally pays returns ranging from 3% to 6% over time. The range is determined by a variety of things. Your rate will be affected by the annuity’s terms, any additional benefits you select, and the amount contributed. If you want to earn a decent rate of return** on your retirement savings, an FIA could be a good option. Contact us for further information. Other aspects concerning your specific circumstance will definitely influence whether or not an FIA is the right option for you.
Rate of Return on an FIA
The interest rate of an FIA is tracked using an index. If the index climbs above a certain threshold, your FIA will receive interest credit. Your rate is calculated depending on numerous parameters, which include:
- The term length of the annuity
- Additional selected add-ons
- The amount of money contributed to your FIA
- Terms and conditions added by the issuing insurance company
Learn Your Options
We offer our clients as much information as possible to hopefully help them make sound decisions. Retirees should be able to protect their money, earn a reasonable rate of return,** and be comfortable with their overall retirement strategy. Contact us to find out how you may achieve this. Attend an educational retirement seminar where we will cover many of the elements that influence your retirement and the solutions available to you. Alternatively, book a one-on-one meeting with us to discuss your specific financial needs and goals. We can assist you in your search for the best options to generate a reasonable rate of return** over time in retirement.